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Why Customers Trust Us
Trusted by borrowers all around canada — curious why?
Industry-leading technology.
Your data stays safe with bank-grade encryption
No early repayment fees.
Because paying off your loan should be easy.
Real people, real help.
Because good service should come naturally.
Fully-online.
Super convenient. Anywhere, anytime.
Transparent prices.
A clear rate with no hidden fees. Simple.
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What is Karoo?
Karoo is a 100% digital neobank offering fast, AI-powered lending solutions for individuals and businesses in Canada.
How is Karoo different from traditional banks?
Is Karoo regulated and safe?
How do I apply for a loan?
What documents do I need to apply?
How long does approval take?
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Have more questions? Contact us at support@karoo.ca
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We get it, taking a loan is a big decision.
Use our free loan calculator to explore your options instantly!
Home Loan
Car Loan
Personal Loan
Business Loan
Loan (EMI Caclulator)
Loan Amount
6,00,000
Interest Rate
12.5%
Tenure
4 yrs
$14,948
Loan EMI
$1,65,504
Interest
$7,65,504
Total Payable
fuss-free finance.
Loans that feel like magic.
Fully Online | Fast Approvals | Transparent Pricing
Unlock your potential, with karoo.
We’re committed to delivering the best loans at the most competitive rates — fast, simple, and hassle-free.
What makes us different?
No pushy salespeople.
Your loan, your decision. We’re here to make it simple.
No branch visits.
It’s the 21st century, and loans should be easy.
No waiting, instant approvals.
We offer one of the fastest loan approvals out there.
No surprise fees.
What you see is what you get.
“I have had one of the best experiences with
loans through karoo! Highly recommend.”
Daniel K
VC, Private Firm
“karoo’s seamless loan process aided my financial journey in the right way, can’t be happier!”
Emily Johnson
Business Owner
“Can’t express in words how smooth the
entire process was, A1 service!”
Michelle Krass
Business Owner
“As a person who hates unnecessary
offline paperwork, karoo's online process rocks!”
Richard Kumar
Regional Manager